When it comes to managing your vision health, VSP insurance provides an invaluable service. VSP stands for Vision Service Plan and is the largest not-for-profit vision insurance provider in the United States. Through VSP, you can get access to a wide range of eye care services and products at discounted prices. However, if you don’t know what you’re doing, using VSP insurance can be a costly mistake. Here are five things you need to know before using VSP insurance.
1. Understand Your Plan Options
VSP offers a wide range of plan options, so it’s important to understand which plan is right for you. The most basic plan is a basic vision plan that covers basic eye exams and lenses. Other plans may include additional coverage for contacts, specialty lenses, and other vision health services. Make sure you understand the details of each plan before you make a decision.
2. Know Your Network Providers
VSP has a network of providers that offer discounted services and products to VSP members. It’s important to know which providers are in your network so you can get the best possible coverage. You can find the list of providers in your area by visiting the VSP website or calling the customer service line.
3. Understand Your Benefits
Each VSP plan has different benefits, so it’s important to understand what your plan covers. This includes what type of exams are covered, how often you can get them, and what type of lenses and frames are covered. Make sure you understand your benefits before you make any decisions.
4. Know Your Deductible and Copayments
If your plan includes a deductible, you’ll need to pay it before your insurance will cover any of your vision care services. You should also know what your copayment amounts are for each service. This will help you budget for your vision care costs.
5. Check Your Claim Status
VSP makes it easy to check the status of your claims. You can do this online or by calling the customer service line. This is a great way to make sure your claims are being processed correctly and that you’re receiving the coverage you’re entitled to.
Using VSP insurance can be a great way to save money on vision care services and products. However, if you don’t understand how your plan works, you could end up making costly mistakes. Make sure you understand your plan options, network providers, benefits, deductible and copayments, and how to check your claim status. This will help you get the most out of your VSP coverage.